{"id":1316,"date":"2026-05-20T21:42:29","date_gmt":"2026-05-20T21:42:29","guid":{"rendered":"https:\/\/tupensioninteligente.cl\/?page_id=1316"},"modified":"2026-06-05T01:12:13","modified_gmt":"2026-06-05T01:12:13","slug":"tu-pension-inteligente-apv","status":"publish","type":"page","link":"https:\/\/tupensioninteligente.cl\/index.php\/tu-pension-inteligente-apv\/","title":{"rendered":"Tu Pensi\u00f3n Inteligente APV"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1316\" class=\"elementor elementor-1316\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1d3ce0 e-flex e-con-boxed e-con e-parent\" data-id=\"f1d3ce0\" data-element_type=\"container\" data-e-type=\"container\" id=\"header-apv\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f0e7bd elementor-widget elementor-widget-heading\" data-id=\"5f0e7bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Te presentamos:<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0267502 elementor-widget elementor-widget-heading\" data-id=\"0267502\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tu Pensi\u00f3n Inteligente  APV<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8a6a3c0 e-con-full e-flex e-con e-parent\" data-id=\"8a6a3c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192f9e3 elementor-widget elementor-widget-html\" data-id=\"192f9e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n  #formulario-pension-inteligente,\n  #formulario-pension-inteligente * {\n    font-family: \"Helvetica Now Text\", \"Helvetica Now\", Helvetica, Arial, sans-serif !important;\n    box-sizing: border-box;\n  }\n\n  #formulario-pension-inteligente {\n    max-width: 1024px;\n    margin: 60px auto;\n    font-size: 18px;\n    color: #111;\n    background-color: #f1f1f1;\n    padding: 40px;\n    border-radius: 18px;\n    box-shadow: 0 14px 35px rgba(0, 0, 0, 0.08);\n  }\n\n  #formulario-pension-inteligente h2,\n  #formulario-pension-inteligente h3 {\n    font-weight: 700 !important;\n    color: #111;\n  }\n\n  #formulario-pension-inteligente h2 {\n    font-size: 32px;\n    margin: 0 0 16px;\n    text-align: center;\n    letter-spacing: -0.03em;\n    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for=\"nombre_apellido\">Nombre y apellido *<\/label>\n          <input type=\"text\" id=\"nombre_apellido\" name=\"nombre_apellido\" required>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"rut\">RUT *<\/label>\n          <input type=\"text\" id=\"rut\" name=\"rut\" placeholder=\"Ej: 10713309-7\" required>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"telefono\">Tel\u00e9fono *<\/label>\n          <input type=\"tel\" id=\"telefono\" name=\"telefono\" placeholder=\"Ej: 56912345678\" required>\n          <span class=\"form-note\">Formato sugerido: 569XXXXXXXX<\/span>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"correo\">Correo electr\u00f3nico *<\/label>\n          <input type=\"email\" id=\"correo\" name=\"correo\" required>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"fecha_nacimiento\">Fecha de nacimiento *<\/label>\n          <input type=\"date\" id=\"fecha_nacimiento\" name=\"fecha_nacimiento\" required>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"edad\">Edad<\/label>\n          <input type=\"number\" id=\"edad\" name=\"edad\" readonly>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"estado_civil\">Estado civil *<\/label>\n          <select id=\"estado_civil\" name=\"estado_civil\" required>\n            <option value=\"\">Seleccionar<\/option>\n            <option>Soltero<\/option>\n            <option>Casado<\/option>\n            <option>Conviviente<\/option>\n            <option>Viudo<\/option>\n            <option>Separado<\/option>\n            <option>Divorciado<\/option>\n          <\/select>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"form-section\">\n      <h3>Situaci\u00f3n laboral<\/h3>\n\n      <div class=\"form-grid\">\n        <div class=\"form-group\">\n          <label for=\"tipo_trabajador\">Tipo de trabajador *<\/label>\n          <select id=\"tipo_trabajador\" name=\"tipo_trabajador\" required>\n            <option value=\"\">Seleccionar<\/option>\n            <option>Dependiente<\/option>\n            <option>Independiente<\/option>\n            <option>Honorarios<\/option>\n            <option>Empresario<\/option>\n          <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"tipo_institucion\">Tipo de instituci\u00f3n donde trabaja<\/label>\n          <select id=\"tipo_institucion\" name=\"tipo_institucion\">\n            <option value=\"\">Seleccionar<\/option>\n            <option>P\u00fablica<\/option>\n            <option>Privada<\/option>\n            <option>Por cuenta propia<\/option>\n          <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"nombre_empresa\">Nombre empresa \/ instituci\u00f3n<\/label>\n          <input type=\"text\" id=\"nombre_empresa\" name=\"nombre_empresa\">\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"cargo\">Cargo<\/label>\n          <input type=\"text\" id=\"cargo\" name=\"cargo\">\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"renta_liquida\">Renta l\u00edquida mensual aproximada *<\/label>\n          <select id=\"renta_liquida\" name=\"renta_liquida\" required>\n            <option value=\"\">Seleccionar<\/option>\n            <option>$1.200.000 - $2.000.000<\/option>\n            <option>$2.001.000 - $3.000.000<\/option>\n            <option>$3.001.000 - $4.000.000<\/option>\n            <option>Sobre $4.000.001<\/option>\n          <\/select>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"form-section\">\n      <h3>Familia y dependientes<\/h3>\n\n      <div class=\"form-grid\">\n        <div class=\"form-group\">\n          <label for=\"hijos_dependientes\">\u00bfTiene hijos o dependientes econ\u00f3micos? *<\/label>\n          <select id=\"hijos_dependientes\" name=\"hijos_dependientes\" required>\n            <option value=\"\">Seleccionar<\/option>\n            <option>S\u00ed<\/option>\n            <option>No<\/option>\n          <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"hijos_edades\">N\u00famero de hijos y edades<\/label>\n          <input type=\"text\" id=\"hijos_edades\" name=\"hijos_edades\" placeholder=\"Ej: 2 hijos, 12 y 18 a\u00f1os\">\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"familia_12_meses\">\u00bfSu familia podr\u00eda mantener su nivel de vida durante 12 meses?<\/label>\n          <select id=\"familia_12_meses\" name=\"familia_12_meses\">\n            <option value=\"\">Seleccionar<\/option>\n            <option>S\u00ed<\/option>\n            <option>No<\/option>\n            <option>No lo ha pensado<\/option>\n            <option>No aplica<\/option>\n          <\/select>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"form-section\">\n      <h3>Seguros, ahorro y APV<\/h3>\n\n      <div class=\"form-grid\">\n        <div class=\"form-group\">\n          <label for=\"cuenta_seguro\">\u00bfCuenta actualmente con alg\u00fan seguro? *<\/label>\n          <select id=\"cuenta_seguro\" name=\"cuenta_seguro\" required>\n            <option value=\"\">Seleccionar<\/option>\n            <option>S\u00ed<\/option>\n            <option>No<\/option>\n          <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"seguro_vida_temporal\">Seguro de Vida Temporal<\/label>\n          <select id=\"seguro_vida_temporal\" name=\"seguro_vida_temporal\">\n            <option value=\"\">Seleccionar<\/option>\n            <option>S\u00ed<\/option>\n            <option>No<\/option>\n          <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"seguro_vida_ahorro\">Seguro de Vida con Ahorro<\/label>\n          <select id=\"seguro_vida_ahorro\" name=\"seguro_vida_ahorro\">\n            <option value=\"\">Seleccionar<\/option>\n            <option>S\u00ed<\/option>\n            <option>No<\/option>\n          <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"apv\">APV<\/label>\n          <select id=\"apv\" name=\"apv\">\n            <option value=\"\">Seleccionar<\/option>\n            <option>S\u00ed<\/option>\n            <option>No<\/option>\n          <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"capacidad_ahorro\">Capacidad de ahorro mensual<\/label>\n          <select id=\"capacidad_ahorro\" name=\"capacidad_ahorro\">\n            <option value=\"\">Seleccionar<\/option>\n            <option>$80.000 - $150.000<\/option>\n            <option>M\u00e1s de $150.000<\/option>\n          <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"cotiza_afp\">\u00bfCotiza actualmente en AFP?<\/label>\n          <select id=\"cotiza_afp\" name=\"cotiza_afp\">\n            <option value=\"\">Seleccionar<\/option>\n            <option>S\u00ed<\/option>\n            <option>No<\/option>\n            <option>Independiente<\/option>\n            <option>No sabe<\/option>\n          <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"afp\">AFP<\/label>\n          <input type=\"text\" id=\"afp\" name=\"afp\" placeholder=\"Ej: Cuprum, Habitat, Provida, Modelo...\">\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"form-section\">\n      <h3>Intereses principales<\/h3>\n\n      <div class=\"form-grid\">\n        <div class=\"form-group\">\n          <label for=\"interes_principal\">Inter\u00e9s principal *<\/label>\n          <select id=\"interes_principal\" name=\"interes_principal\" required>\n            <option value=\"\">Seleccionar<\/option>\n            <option>Proteger a mi familia<\/option>\n            <option>Ahorrar para el futuro<\/option>\n            <option>Rebajar impuestos<\/option>\n            <option>Complementar pensi\u00f3n APV<\/option>\n            <option>Quiero orientaci\u00f3n<\/option>\n          <\/select>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label for=\"segundo_interes\">Segundo inter\u00e9s<\/label>\n          <select id=\"segundo_interes\" name=\"segundo_interes\">\n            <option value=\"\">Seleccionar<\/option>\n            <option>Proteger a mi familia<\/option>\n            <option>Ahorrar para el futuro<\/option>\n            <option>Rebajar impuestos<\/option>\n            <option>Complementar pensi\u00f3n APV<\/option>\n            <option>Quiero orientaci\u00f3n<\/option>\n          <\/select>\n        <\/div>\n\n        <div class=\"form-group full\">\n          <label for=\"observaciones\">Observaciones<\/label>\n          <textarea id=\"observaciones\" name=\"observaciones\" placeholder=\"Ej: Quiero orientaci\u00f3n sobre APV, ahorro o 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data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-2-scaled.jpg\" class=\"attachment-full size-full wp-image-1358\" alt=\"\" srcset=\"https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-2-scaled.jpg 2560w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-2-300x169.jpg 300w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-2-1024x576.jpg 1024w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-2-768x432.jpg 768w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-2-1536x864.jpg 1536w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-2-2048x1152.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6952e03 e-con-full e-flex e-con e-child\" data-id=\"6952e03\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0e0c76 elementor-widget elementor-widget-html\" data-id=\"d0e0c76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n.pi-acordeon {\n  font-family: \"Helvetica Now\", \"Helvetica Now Text\", Helvetica, Arial, sans-serif !important;\n  max-width: 900px;\n  margin: 0 auto;\n}\n\n.pi-acordeon *,\n.pi-acordeon p,\n.pi-acordeon span,\n.pi-acordeon strong,\n.pi-acordeon h3,\n.pi-acordeon summary {\n  font-family: \"Helvetica Now\", \"Helvetica Now Text\", Helvetica, Arial, sans-serif !important;\n}\n\n.pi-card {\n  background: #ffffff;\n  border: 1px solid rgba(91, 255, 211, 0.9);\n  border-radius: 22px;\n  overflow: hidden;\n  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.08);\n}\n\n.pi-card summary {\n  list-style: none;\n  cursor: pointer;\n  padding: 28px;\n  position: relative;\n  background: #ffffff;\n}\n\n.pi-card summary::-webkit-details-marker {\n  display: none;\n}\n\n.pi-card summary::after {\n  content: \"+\";\n  position: absolute;\n  right: 28px;\n  top: 28px;\n  width: 34px;\n  height: 34px;\n  border-radius: 50%;\n  background: #5BFFD3;\n  color: #000000;\n  display: flex;\n  align-items: center;\n  justify-content: center;\n  font-size: 30pxpx;\n  font-weight: 400;\n  line-height: 1;\n}\n\n.pi-card[open] summary::after {\n  content: \"\u2013\";\n}\n\n.pi-etiqueta {\n  display: inline-block;\n  margin-bottom: 14px;\n  padding: 7px 13px;\n  border-radius: 999px;\n  background: #5BFFD3;\n  color: #000000;\n  font-size: 13px;\n  line-height: 1.2;\n  font-weight: 400;\n  letter-spacing: 0.02em;\n}\n\n.pi-card h3 {\n  color: #000000;\n  font-size: clamp(25px, 4vw, 42px);\n  line-height: 1.05;\n  font-weight: 700;\n  margin: 0 52px 12px 0;\n}\n\n.pi-bajada {\n  color: #000000;\n  font-size: 18px;\n  line-height: 1.45;\n  font-weight: 400;\n  margin: 0;\n  max-width: 680px;\n}\n\n.pi-contenido {\n  padding: 0 28px 30px;\n  color: #000000;\n  background: #ffffff;\n}\n\n.pi-frase {\n  border-left: 4px solid #5BFFD3;\n  padding-left: 16px;\n  margin: 4px 0 20px;\n  color: #000000;\n  font-size: 22px;\n  line-height: 1.35;\n  font-weight: 700;\n}\n\n.pi-texto {\n  font-size: 16px;\n  line-height: 1.65;\n  font-weight: 400;\n  margin: 0 0 24px;\n  color: #000000;\n}\n\n.pi-mini-grid {\n  display: grid;\n  grid-template-columns: repeat(3, 1fr);\n  gap: 14px;\n  margin: 26px 0;\n}\n\n.pi-mini-box {\n  background: #ffffff;\n  border: 1px solid rgba(91, 255, 211, 0.95);\n  border-radius: 18px;\n  padding: 18px;\n  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.04);\n}\n\n.pi-mini-box strong {\n  display: block;\n  color: #000000;\n  font-size: 16px;\n  line-height: 1.25;\n  font-weight: 700;\n  margin-bottom: 8px;\n}\n\n.pi-mini-box span {\n  display: block;\n  color: #000000;\n  font-size: 14.5px;\n  line-height: 1.5;\n  font-weight: 400;\n}\n\n.pi-cierre {\n  background: rgba(91, 255, 211, 0.28);\n  border: 1px solid #5BFFD3;\n  border-radius: 20px;\n  padding: 22px;\n}\n\n.pi-cierre strong {\n  display: block;\n  color: #000000;\n  font-size: 20px;\n  line-height: 1.25;\n  font-weight: 700;\n  margin-bottom: 8px;\n}\n\n.pi-cierre span {\n  display: block;\n  color: #000000;\n  font-size: 16px;\n  line-height: 1.55;\n  font-weight: 400;\n}\n\n@media (max-width: 768px) {\n  .pi-card summary {\n    padding: 22px;\n  }\n\n  .pi-card summary::after {\n    right: 22px;\n    top: 22px;\n  }\n\n  .pi-contenido {\n    padding: 0 22px 24px;\n  }\n\n  .pi-mini-grid {\n    grid-template-columns: 1fr;\n  }\n\n  .pi-card h3 {\n    margin-right: 42px;\n  }\n}\n<\/style>\n\n<div class=\"pi-acordeon\">\n  <details class=\"pi-card\">\n    <summary>\n      <span class=\"pi-etiqueta\">Decisi\u00f3n Inteligente \u00b7 Futuro previsional<\/span>\n      <h3>Has trabajado por a\u00f1os. Ahora toca preguntarte c\u00f3mo quieres jubilar.<\/h3>\n      <p class=\"pi-bajada\">\n        Si tienes ingresos estables, pero dudas sobre si tu pensi\u00f3n ser\u00e1 suficiente, este perfil es para ti.\n      <\/p>\n    <\/summary>\n\n    <div class=\"pi-contenido\">\n      <p class=\"pi-frase\">\n        Una mejor pensi\u00f3n no se construye al final: Se empieza a preparar con tiempo.\n      <\/p>\n\n      <p class=\"pi-texto\">\n        Muchas personas cotizan durante a\u00f1os, pero nunca revisan si eso realmente alcanzar\u00e1 para mantener su calidad de vida. El APV puede ayudarte a complementar tu ahorro previsional y avanzar con una estrategia m\u00e1s clara.\n      <\/p>\n\n      <div class=\"pi-mini-grid\">\n        <div class=\"pi-mini-box\">\n          <strong>Te puede pasar<\/strong>\n          <span>No sabes cu\u00e1nto podr\u00edas recibir al jubilar ni si ser\u00e1 suficiente.<\/span>\n        <\/div>\n\n        <div class=\"pi-mini-box\">\n          <strong>Idea clave<\/strong>\n          <span>El APV permite ahorrar de forma voluntaria para complementar tu pensi\u00f3n futura.<\/span>\n        <\/div>\n\n        <div class=\"pi-mini-box\">\n          <strong>Primer paso<\/strong>\n          <span>Revisar tu situaci\u00f3n actual, tus lagunas y tu capacidad real de ahorro.<\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"pi-cierre\">\n        <strong>Tu decisi\u00f3n inteligente<\/strong>\n        <span>\n          No es solo ahorrar m\u00e1s. Es saber cu\u00e1nto necesitas, cu\u00e1nto puedes aportar y qu\u00e9 estrategia se ajusta a tu etapa de vida.\n        <\/span>\n      <\/div>\n    <\/div>\n  <\/details>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8fb306b e-flex e-con-boxed e-con e-parent\" data-id=\"8fb306b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-498110c e-con-full e-flex e-con e-child\" data-id=\"498110c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-637f916 elementor-widget elementor-widget-html\" data-id=\"637f916\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n.pi-acordeon-familia {\n  font-family: \"Helvetica Now Text\", \"Helvetica Now\", Helvetica, Arial, sans-serif;\n  max-width: 900px;\n  margin: 0 auto;\n}\n\n.pi-card-familia {\n  background: #ffffff;\n  border: 1px solid rgba(68, 114, 255, 0.9);\n  border-radius: 22px;\n  overflow: hidden;\n  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.08);\n}\n\n.pi-card-familia summary {\n  list-style: none;\n  cursor: pointer;\n  padding: 28px;\n  position: relative;\n  background: #ffffff;\n}\n\n.pi-card-familia summary::-webkit-details-marker {\n  display: none;\n}\n\n.pi-card-familia summary::after {\n  content: \"+\";\n  position: absolute;\n  right: 28px;\n  top: 28px;\n  width: 34px;\n  height: 34px;\n  border-radius: 50%;\n  background: #4472FF;\n  color: #ffffff;\n  display: flex;\n  align-items: center;\n  justify-content: center;\n  font-size: 26px;\n  font-weight: 400;\n  line-height: 1;\n}\n\n.pi-card-familia[open] summary::after {\n  content: \"\u2013\";\n}\n\n.pi-etiqueta-familia {\n  display: inline-block;\n  margin-bottom: 14px;\n  padding: 7px 13px;\n  border-radius: 999px;\n  background: rgba(68, 114, 255, 0.13);\n  color: #000000;\n  font-size: 13px;\n  line-height: 1.2;\n  font-weight: 400;\n  letter-spacing: 0.02em;\n}\n\n.pi-card-familia h3 {\n  font-family: \"Helvetica Now Display\", \"Helvetica Now\", Helvetica, Arial, sans-serif;\n  color: #000000;\n  font-size: clamp(25px, 4vw, 42px);\n  line-height: 1.05;\n  font-weight: 700;\n  margin: 0 52px 12px 0;\n}\n\n.pi-bajada-familia {\n  color: #000000;\n  font-size: 18px;\n  line-height: 1.45;\n  font-weight: 400;\n  margin: 0;\n  max-width: 680px;\n}\n\n.pi-contenido-familia {\n  padding: 0 28px 30px;\n  color: #000000;\n  background: #ffffff;\n}\n\n.pi-frase-familia {\n  border-left: 4px solid #4472FF;\n  padding-left: 16px;\n  margin: 4px 0 20px;\n  color: #000000;\n  font-size: 22px;\n  line-height: 1.35;\n  font-weight: 700;\n}\n\n.pi-texto-familia {\n  font-size: 16px;\n  line-height: 1.65;\n  font-weight: 400;\n  margin: 0 0 24px;\n  color: #000000;\n}\n\n.pi-mini-grid-familia {\n  display: grid;\n  grid-template-columns: repeat(3, 1fr);\n  gap: 14px;\n  margin: 26px 0;\n}\n\n.pi-mini-box-familia {\n  background: #ffffff;\n  border: 1px solid rgba(68, 114, 255, 0.45);\n  border-radius: 18px;\n  padding: 18px;\n  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.04);\n}\n\n.pi-mini-box-familia strong {\n  display: block;\n  color: #000000;\n  font-family: \"Helvetica Now Display\", \"Helvetica Now\", Helvetica, Arial, sans-serif;\n  font-size: 16px;\n  line-height: 1.25;\n  font-weight: 700;\n  margin-bottom: 8px;\n}\n\n.pi-mini-box-familia span {\n  display: block;\n  color: #000000;\n  font-size: 14.5px;\n  line-height: 1.5;\n  font-weight: 400;\n}\n\n.pi-cierre-familia {\n  background: rgba(68, 114, 255, 0.10);\n  border: 1px solid rgba(68, 114, 255, 0.65);\n  border-radius: 20px;\n  padding: 22px;\n}\n\n.pi-cierre-familia strong {\n  display: block;\n  color: #000000;\n  font-family: \"Helvetica Now Display\", \"Helvetica Now\", Helvetica, Arial, sans-serif;\n  font-size: 20px;\n  line-height: 1.25;\n  font-weight: 700;\n  margin-bottom: 8px;\n}\n\n.pi-cierre-familia span {\n  display: block;\n  color: #000000;\n  font-size: 16px;\n  line-height: 1.55;\n  font-weight: 400;\n}\n\n@media (max-width: 768px) {\n  .pi-card-familia summary {\n    padding: 22px;\n  }\n\n  .pi-card-familia summary::after {\n    right: 22px;\n    top: 22px;\n  }\n\n  .pi-contenido-familia {\n    padding: 0 22px 24px;\n  }\n\n  .pi-mini-grid-familia {\n    grid-template-columns: 1fr;\n  }\n\n  .pi-card-familia h3 {\n    margin-right: 42px;\n  }\n}\n<\/style>\n\n<div class=\"pi-acordeon-familia\">\n  <details class=\"pi-card-familia\">\n    <summary>\n      <span class=\"pi-etiqueta-familia\">Decisi\u00f3n Inteligente \u00b7 Familia y protecci\u00f3n<\/span>\n      <h3>Cuando otros dependen de ti, planificar tambi\u00e9n es una forma de cuidar.<\/h3>\n      <p class=\"pi-bajada-familia\">\n        Si piensas en tus hijos, tu pareja o tu familia al tomar decisiones financieras, este perfil conecta contigo.\n      <\/p>\n    <\/summary>\n\n    <div class=\"pi-contenido-familia\">\n      <p class=\"pi-frase-familia\">\n        La protecci\u00f3n financiera empieza antes de que aparezca la urgencia.\n      <\/p>\n\n      <p class=\"pi-texto-familia\">\n        Ahorrar para el futuro no es solo una decisi\u00f3n individual. Tambi\u00e9n puede ser una forma de dar estabilidad a quienes m\u00e1s quieres. El APV permite mirar tu jubilaci\u00f3n con una l\u00f3gica de planificaci\u00f3n, orden y protecci\u00f3n familiar.\n      <\/p>\n\n      <div class=\"pi-mini-grid-familia\">\n        <div class=\"pi-mini-box-familia\">\n          <strong>Te puede pasar<\/strong>\n          <span>Quieres ahorrar, pero tambi\u00e9n proteger la tranquilidad econ\u00f3mica de tu familia.<\/span>\n        <\/div>\n\n        <div class=\"pi-mini-box-familia\">\n          <strong>Idea clave<\/strong>\n          <span>El APV puede ser parte de una estrategia de ahorro con prop\u00f3sito familiar.<\/span>\n        <\/div>\n\n        <div class=\"pi-mini-box-familia\">\n          <strong>Primer paso<\/strong>\n          <span>Definir tus objetivos familiares y cu\u00e1nto puedes destinar mensualmente.<\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"pi-cierre-familia\">\n        <strong>Tu decisi\u00f3n inteligente<\/strong>\n        <span>\n          Pensar en tu pensi\u00f3n tambi\u00e9n puede ser pensar en tu familia: en su estabilidad, su tranquilidad y su futuro.\n        <\/span>\n      <\/div>\n    <\/div>\n  <\/details>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-123b26c e-con-full e-flex e-con e-child\" data-id=\"123b26c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7f9b44 elementor-widget elementor-widget-image\" data-id=\"a7f9b44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-1-scaled.jpg\" class=\"attachment-full size-full wp-image-1357\" alt=\"\" srcset=\"https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-1-scaled.jpg 2560w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-1-300x169.jpg 300w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-1-1024x576.jpg 1024w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-1-768x432.jpg 768w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-1-1536x864.jpg 1536w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-1-2048x1152.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5cae677 e-flex e-con-boxed e-con e-parent\" data-id=\"5cae677\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f33fcbf e-con-full e-flex e-con e-child\" data-id=\"f33fcbf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9926ab9 elementor-widget elementor-widget-image\" data-id=\"9926ab9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-3-scaled.jpg\" class=\"attachment-full size-full wp-image-1359\" alt=\"\" srcset=\"https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-3-scaled.jpg 2560w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-3-300x169.jpg 300w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-3-1024x576.jpg 1024w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-3-768x432.jpg 768w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-3-1536x864.jpg 1536w, https:\/\/tupensioninteligente.cl\/wp-content\/uploads\/2026\/05\/Frame-3-2048x1152.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b5678a e-con-full e-flex e-con e-child\" data-id=\"4b5678a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b4b7eed elementor-widget elementor-widget-html\" data-id=\"b4b7eed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n.pi-acordeon-independiente {\n  font-family: \"Helvetica Now Text\", \"Helvetica Now\", Helvetica, Arial, sans-serif;\n  max-width: 900px;\n  margin: 0 auto;\n}\n\n.pi-card-independiente {\n  background: #ffffff;\n  border: 1px solid rgba(255, 203, 91, 0.95);\n  border-radius: 22px;\n  overflow: hidden;\n  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ordenar su ahorro y entender mejor sus beneficios.\n      <\/p>\n    <\/summary>\n\n    <div class=\"pi-contenido-independiente\">\n      <p class=\"pi-frase-independiente\">\n        La independencia financiera tambi\u00e9n necesita planificaci\u00f3n previsional.\n      <\/p>\n\n      <p class=\"pi-texto-independiente\">\n        Trabajar de forma independiente da libertad, pero tambi\u00e9n exige tomar mejores decisiones. Si tus ingresos var\u00edan o emites boletas, el APV puede ayudarte a ordenar tu ahorro, proyectar tu retiro y revisar eventuales beneficios tributarios.\n      <\/p>\n\n      <div class=\"pi-mini-grid-independiente\">\n        <div class=\"pi-mini-box-independiente\">\n          <strong>Te puede pasar<\/strong>\n          <span>Tienes buenos meses, pero no siempre una rutina constante de ahorro.<\/span>\n        <\/div>\n\n        <div class=\"pi-mini-box-independiente\">\n          <strong>Idea clave<\/strong>\n          <span>El APV puede adaptarse a tu realidad y apoyar tu planificaci\u00f3n tributaria.<\/span>\n        <\/div>\n\n        <div class=\"pi-mini-box-independiente\">\n          <strong>Primer paso<\/strong>\n          <span>Revisar tus ingresos, tu situaci\u00f3n tributaria y tu capacidad flexible de ahorro.<\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"pi-cierre-independiente\">\n        <strong>Tu decisi\u00f3n inteligente<\/strong>\n        <span>\n          No se trata de ahorrar perfecto todos los meses. Se trata de construir una estrategia realista, flexible y sostenible.\n        <\/span>\n      <\/div>\n    <\/div>\n  <\/details>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4affc4a e-flex e-con-boxed e-con e-parent\" data-id=\"4affc4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d6c2b6 elementor-widget elementor-widget-spacer\" data-id=\"4d6c2b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Te presentamos: Tu Pensi\u00f3n Inteligente APV Formulario de Pre-evaluaci\u00f3n APV Completa tus datos para recibir orientaci\u00f3n profesional sobre APV, ahorro, planificaci\u00f3n financiera y alternativas para fortalecer tu pensi\u00f3n. Datos personales Nombre y apellido * RUT * Tel\u00e9fono * Formato sugerido: 569XXXXXXXX Correo electr\u00f3nico * Fecha de nacimiento * Edad Estado civil * SeleccionarSolteroCasadoConvivienteViudoSeparadoDivorciado Situaci\u00f3n laboral [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1316","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tu Pensi\u00f3n Inteligente APV - Tu pension inteligente<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tupensioninteligente.cl\/index.php\/tu-pension-inteligente-apv\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tu Pensi\u00f3n Inteligente APV - Tu pension inteligente\" \/>\n<meta property=\"og:description\" content=\"Te presentamos: Tu Pensi\u00f3n Inteligente APV Formulario de Pre-evaluaci\u00f3n APV Completa tus datos para recibir orientaci\u00f3n profesional sobre APV, ahorro, planificaci\u00f3n financiera y alternativas para fortalecer tu pensi\u00f3n. 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